:root{--color-primary: #05004E;--color-primary-light: #1a1466;--color-primary-dark: #05004E;--color-white: #ffffff;--color-bg: #ffffff;--color-bg-light: #f8f9fc;--color-bg-gray: #f2f2f2;--color-text: #1a1a2e;--color-text-light: #5a5a6e;--color-text-muted: #8a8a9a;--color-accent: #F98E1D;--color-accent-hover: #e67d0c;--color-accent-green: #daf5e5;--color-accent-cream: #f5f3da;--color-success: #22c55e;--color-border: #e5e7eb;--color-border-dark: #cfcfcf;--font-heading: "Marcellus", Georgia, serif;--font-body: "Lato", -apple-system, BlinkMacSystemFont, sans-serif;--header-height: 80px;--header-height-mobile: 70px;--container-max: 1200px;--container-narrow: 800px;--radius-sm: 4px;--radius-md: 6px;--radius-lg: 8px;--radius-full: 9999px;--shadow-sm: 0 1px 2px rgba(0, 0, 0, .04);--shadow-md: 0 2px 8px rgba(0, 0, 0, .06);--shadow-lg: 0 4px 12px rgba(0, 0, 0, .08);--shadow-card: 0 1px 4px rgba(0, 0, 0, .06)}*,*:before,*:after{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font-body);font-weight:400;line-height:1.7;color:var(--color-text);background:var(--color-bg);font-size:17px}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);font-weight:400;line-height:1.25;color:var(--color-primary)}h1{font-size:clamp(36px,4.5vw,54px)}h2{font-size:clamp(28px,3.5vw,42px)}h3{font-size:32px}h4{font-size:24px}@media(max-width:768px){h1{font-size:32px}h2{font-size:28px}h3{font-size:24px}}p{margin-bottom:1em}a{color:var(--color-primary);text-decoration:none;transition:color .2s ease}a:hover{color:var(--color-primary-light)}.container{max-width:var(--container-max);margin:0 auto;padding:0 24px}.container-narrow{max-width:var(--container-narrow);margin:0 auto;padding:0 24px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 28px;font-size:16px;font-weight:600;font-family:inherit;text-decoration:none;border-radius:var(--radius-md);border:none;cursor:pointer;transition:all .2s ease}.btn-primary{background:var(--color-primary);color:var(--color-white)}.btn-primary:hover{background:var(--color-primary-light);color:var(--color-white)}.btn-secondary{background:var(--color-primary);color:var(--color-white)}.btn-secondary:hover{background:var(--color-primary-light);color:var(--color-white)}.btn-outline{background:transparent;color:var(--color-primary);border:2px solid var(--color-primary)}.btn-outline:hover{background:var(--color-primary);color:var(--color-white)}.card{background:var(--color-white);border-radius:var(--radius-lg);padding:24px;border:1px solid var(--color-border)}.card-gray{background:var(--color-bg-gray);border-radius:var(--radius-lg);padding:20px}.card-green{background:var(--color-accent-green);border-radius:var(--radius-lg);padding:20px}.card-cream{background:var(--color-accent-cream);border-radius:var(--radius-lg);padding:20px}.section{padding:120px 0}.section-header{text-align:center;max-width:700px;margin:0 auto 60px}.section-header h2{margin-bottom:16px}.section-header p{font-size:18px;color:var(--color-text-light)}.section-light{background:var(--color-bg-light)}.tldr{background:linear-gradient(135deg,var(--color-accent-green) 0%,#c8f0d8 100%);border-left:4px solid var(--color-success);border-radius:var(--radius-lg);padding:24px;margin:32px 0}.tldr-title{font-family:var(--font-heading);font-size:18px;font-weight:600;color:var(--color-primary);margin-bottom:12px;display:flex;align-items:center;gap:8px}.tldr-content{font-size:16px;line-height:1.6}.article-content{max-width:var(--container-narrow);margin:0 auto}.article-content h2{margin-top:48px;margin-bottom:24px}.article-content h3{margin-top:32px;margin-bottom:16px}.article-content ul,.article-content ol{margin:16px 0;padding-left:24px}.article-content li{margin-bottom:8px}img{max-width:100%;height:auto;border-radius:var(--radius-sm)}.form-input{width:100%;padding:14px 18px;font-size:17px;font-family:inherit;border:2px solid var(--color-border);border-radius:var(--radius-md);transition:border-color .2s ease}.form-input:focus{outline:none;border-color:var(--color-primary)}.testimonial{display:flex;gap:20px;padding:24px;background:var(--color-white);border-radius:var(--radius-lg);border:1px solid var(--color-border)}.testimonial-image{width:80px;height:80px;border-radius:50%;object-fit:cover;border:2px solid var(--color-border-dark)}.testimonial-content{flex:1}.testimonial-text{font-style:italic;margin-bottom:12px}.testimonial-author{font-weight:600;color:var(--color-primary)}.footer{background:var(--color-primary-dark);color:var(--color-white);padding:80px 0 40px}.footer a{color:#fffc}.footer a:hover{color:var(--color-white)}.text-center{text-align:center}.text-left{text-align:left}.text-right{text-align:right}.mt-4{margin-top:16px}.mt-8{margin-top:32px}.mb-4{margin-bottom:16px}.mb-8{margin-bottom:32px}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}header{position:fixed;top:0;left:0;right:0;z-index:1000;background:#fff;border-bottom:1px solid var(--color-border);transition:box-shadow .3s}header.scrolled{box-shadow:0 1px 8px #0000000d}.header-inner{display:flex;align-items:center;justify-content:center;height:80px;position:relative}.logo{display:flex;align-items:center;margin:0 40px}.logo 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a{text-decoration:none;color:var(--color-text);font-size:13px;font-weight:400;letter-spacing:2px;padding:12px 0;border-bottom:1px solid var(--color-border)}main{padding-top:80px}footer{padding:80px 0 40px;background:var(--color-primary-dark);color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:60px;margin-bottom:60px}.footer-brand img{height:40px;filter:brightness(0) invert(1);margin-bottom:20px}.footer-brand p{color:#fff9;font-size:15px;line-height:1.7;max-width:300px}.footer-links h4{font-size:16px;font-weight:700;margin-bottom:20px;font-family:var(--font-body);color:#fff}.footer-links ul{list-style:none}.footer-links a{color:#fff9;text-decoration:none;font-size:15px;line-height:2.2;transition:color .2s}.footer-links a:hover{color:#fff}.footer-bottom{padding-top:40px;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;align-items:center;font-size:14px;color:#fff6}@media(max-width:1024px){.footer-grid{grid-template-columns:1fr 1fr}.nav-left a,.nav-right a{font-size:11px;letter-spacing:1.5px;padding:8px}.logo{margin:0 20px}}@media(max-width:768px){.mobile-toggle{display:block}.nav-left,.nav-right{display:none}.header-inner{justify-content:center}main{padding-top:70px}.footer-grid{grid-template-columns:1fr;gap:40px}.footer-bottom{flex-direction:column;gap:16px;text-align:center}}